Automate Data Collection & Underwriting
Automatically gather IBV, KYC and credit-bureau data; validate, score and decide in seconds.
Built for real-time advanced analytics
Automate lending, leasing & data verification
with real-time decisioning.
Hatch accelerates approvals and reduces risk. A modular platform with drag-and-drop workflows, integrated IBV/KYC & credit data, and an automation rule engine — so teams make faster, more accurate decisions.
hatchlabs.tech / underwriting / workflow.builder
Decisions / 24h
12,408
+8.2%
Auto-approved
74.3%
+1.4 pp
P95 latency
342ms
−18ms
Default rate
2.1%
−0.3 pp
Workflow: Consumer Installment v3
Live activity
Approved · $4,500 2s ago
Manual review · $9,200 8s ago
Approved · $1,250 14s ago
Declined · KYC fail 22s ago
Approved · $3,000 34s ago
Product
Transform your underwriting, servicing & collections
with intelligent automation
Hatch unifies the data layer, decision layer, and workflow layer of modern lending in one platform — replacing patchwork of spreadsheets, point tools, and manual queues.
Gain Deep Risk Insights
Understand borrower and tenant risk with real-time bureau data, bank transactions and predictive models.
Predict Default Risk & Outcomes
Use ML-powered scoring and monitoring to forecast risk, trigger alerts and optimize recovery strategies.
Features
Powerful platform capabilities to elevate
lending, leasing & verification
Automate Data Collection & Underwriting
Automatically gather IBV, KYC and credit-bureau data; validate, score and decide in seconds.
Gain Deep Risk Insights
Understand borrower and tenant risk with real-time bureau data, bank transactions and predictive models.
Predict Default Risk & Outcomes
Use ML-powered scoring and monitoring to forecast risk, trigger alerts and optimize recovery strategies.
Simplify & Orchestrate Workflows
Drag-and-drop workflows and a rule engine orchestrate complex processes with full audit trails.
Improve Operational Efficiency
Automation reduces manual tasks so teams process more applications with fewer resources.
Open-Banking & Credit-Bureau Integration
Connect to Flinks & Plaid for IBV, plus TransUnion, Equifax & Experian for credit — and payments + e-signature tools.
Real-time Decisioning Engine
Stream events through configurable rules and ML models. Approve, decline, or route to human review in milliseconds.
Security & Compliance
End-to-end encryption, GDPR/CCPA/Law 25 compliance, continuous monitoring, and role-based access control.
How It Works
Three steps to
end-to-end automation
Connect to all required data sources & systems
Easily integrate IBV/KYC, credit bureaus, payment rails, CRM and document tools — unify everything in one workflow.
Automate Your Workflow Effortlessly
Set up drag-and-drop workflows and rules to validate data, score risk, trigger decisions and send documents in minutes.
Gain Actionable Insights Instantly
Analyze real-time events with dashboards, logging and alerts — track throughput, approvals and exceptions at a glance.
<400ms
P95 decision latency
99.99%
Platform uptime SLA
70+
Pre-built integrations
24/7
Support & monitoring
FAQ
Frequently Asked Questions
Who is Hatch built for? +
Consumer and commercial lenders, leasing companies, BNPL operators, property managers, and any team that needs to automate underwriting, identity verification, or risk decisioning at scale.
How quickly can we go live? +
Typical implementations run 4–8 weeks: 1–2 weeks for integration setup (IBV, credit bureau, CRM), 2–4 weeks for workflow design and rule tuning, and 1–2 weeks for UAT. Pilot environments are available in days.
What integrations are included out of the box? +
Flinks, Plaid, Inverite for IBV. TransUnion, Equifax, Experian for credit. Stripe + Adyen for payments. DocuSign, OneSpan for e-signature. Salesforce, HubSpot, Pipedrive for CRM. REST + webhooks for everything else.
Where is Hatch hosted? What about compliance? +
Canadian region by default (AWS ca-central-1); US and EU regions available. SOC 2 Type II in progress. End-to-end TLS 1.3, AES-256 at rest. GDPR + CCPA + Quebec Law 25 + PIPEDA compliant by design.
Do you offer custom decisioning models? +
Yes. The rules engine accepts custom models in PMML, ONNX, or as scored API endpoints. Bring your own ML — or use the bundled scorecards for instant-loan, installment, and lease underwriting.
How is Hatch priced? +
Volume-based: cost per evaluated application + a platform subscription tier. Pilot pricing available. Request a demo and we will share a quote tailored to your volume.
Modernize Lending, Leasing &
Verification Today
Ready to automate underwriting, compliance and servicing? Join lenders, servicers and property managers building on Hatch.